Zion-Benton Times - Community News - Your Life

By Guest Contributor

Don't Forget to Spring-Clean Your Credit Report


(StatePoint) Spring is in the air and it’s time for the annual ritual of deep cleaning, dusting, mopping, organizing -- and checking your credit report.

Experts recommend checking your credit report at each of the national credit reporting agencies (CRAs) several times annually. Why?

When you apply for a new credit card or car loan, for example, a lender pulls a credit report from one or all of the CRAs to check your credit history and determine if you’re a good candidate for a loan. Lenders want to extend loans or credit to people with strong credit reports, so it’s importa...

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